Privacy Policy

Privacy Policy

Introduction

Welcome to https://cyber-insurance.storysurge.net (referred to as ‘Cyber Insurance’ or ‘we’). We are dedicated to protecting your privacy and ensuring that your personal data is handled with utmost care. This comprehensive Privacy Policy explains our practices regarding the collection, handling, and protection of your information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s ConnectiCUT Data Privacy Act (CTDPA), Virginia’s Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy covers all aspects of our online presence, including our website, mobile applications, online services, and products offered through these platforms. However, it does not extend to third-party websites or services accessed through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the ways in which your personal information is processed when:

  • You use any of our applications or services as an authorized user.
  • You visit any websites linked to this Privacy Policy.
  • You engage with us through communications such as newsletters, emails, calls, or texts/SMS messages.

Personal Data Collection

We collect a range of personal data, including:

  • Account Information: Details related to your registration and account creation, such as usernames, email addresses, and password hashes.
  • Payment Information: Transaction details required for processing payments, including credit card numbers, expiration dates, and security codes.
  • Financial Information: Data related to your financial status or transactions with us, such as banking information and insurance policy details.
  • Purchase Information: Records of products or services purchased from us, including quantities, prices, and delivery addresses.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, mobile phone numbers, and device tokens.
  • Location Data: Your geographical location data when you interact with our services.
  • Feedback: Comments, suggestions, or reviews you provide to improve our products and services.
  • Social Media Information: Data from social media platforms when users choose to log in through these accounts.
  • Product Information: Details about the products you browse or purchase, including product preferences and customization options.

We gather this data through direct user input, automated systems, and third-party sources who contribute personal information in accordance with their privacy policies.

Cookies

Cookies are small text files that our website places on your device to enhance your browsing experience and provide certain functionalities. We use cookies for:

  • Strictly Necessary: Ensuring basic functions of our website work, such as secure login and navigation.
  • Preference: Remembering user preferences and settings to personalize your experience.
  • Analytics: Tracking aggregated user data to analyze site performance and gather insights.

Users can control non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once these purposes are met, we securely delete or anonymize your information.

Security Measures

Cyber Insurance implements robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data at rest and in transit.
  • Secure third-party processing partners who adhere to strict data protection standards.
  • Regular security audits and updates to our systems and policies.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you believe we have collected such data by mistake, please contact us using the details provided below, and we will take prompt action to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have various rights regarding your personal data, including:

  • Access to your information and its use.
  • Request for rectification if it is inaccurate or incomplete.
  • Erasure (also known as the ‘right to be forgotten’) under certain circumstances.
  • Restriction or object to the processing of your data in specific cases.
  • Right to data portability, allowing you to receive and transfer your data.
  • Right to withdraw consent for data processing at any time without affecting the lawfulness of prior processing.
  • Right not to be subject to automated decision-making processes, except where necessary or legally required.

To exercise these rights or have any data-related inquiries, please contact our Privacy Team using the details provided below. We will respond to your request as quickly as possible within the time frame prescribed by applicable laws.

Changes to Policy

Cyber Insurance reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. We encourage users to review this policy periodically to stay informed about how we protect their personal information.

Contact Information

For all privacy-related inquiries, including data requests, unsubscribe requests, or complaints, please contact us:

Email: [email protected]

Mailing Address: Cyber Insurance Privacy Team, [Address], [City, State, Zip Code]